Radiant Jewellery Valuations

Diamond Grading

One of the first things people learn about diamonds is that not all diamonds are created equal, each and every diamond is unique. Diamonds come in many shapes, sizes colours and various internal characteristics. All polished diamonds are valuable and that value is based on a combination of factors.

We follow a systematic way to determine these factors, established by the GIA in the 1950’s whichestablished the four factors to describe and classify diamonds. This includes the “ Four C’s of diamond grading. Clarity, Cut, Colour and Carat Weight.

Gem Testing

Gem testing is highly involved process. Each gem has unique and distinctive properties. When analyzinggemstones it is important that testing does not damage the gem, gems are cut carefully to achieve their beauty and are often very valuable. Most techniques for analysing gemstones that we use involve light and different aspects of the gems physical and chemical composition are revealed through these processes allowing us to determine the gems identity.

Retail & Trade Valuations

Retail and trade valuations provide a detailed assessment that estimates the likely replacement value of an item if bought in a shop. These valuations are often utilised by jewellery retail stores, wholesalers and pawn brokers, they are also often used by insurance companies.

Insurance Updates

This valuation provides a detailed assessment to determine a fair retail replacement value for the purpose of acquiring insurance. The value in this case is a full retail replacement value and it is based on the item being replaced in the current retail market.

Probate & Estate

A probate valuation is the assessing and valuing of a piece or pieces of jewellery in an estate. That could be a single piece, or a collection of pieces that have been bequeathed in a will, a divorce settlement or even perhaps found in a dress drawer. We can determine whether or not the items are real or imitation. We can then give you a full independent valuation of each item so you can be fully informed when you decide what to do with them.

Unlike insurance valuations probate jewellery valuations probate valuations are more involved. Probate valuations provide three relevant values being a retail replacement value if you were deciding to keep the items and wish to distribute them accordingly, and then a second value based on the value at an open market figure. In other words how much you can hope to sell the jewellery for at an auction, jewellery store or privately. Thirdly would be a value you could expect to receive if you were forced to sell the jewellery under duress with time restrictions, ie at a pawn broker or scrap metal merchant.